As asset tokenization accelerates globally, industry experts highlight the transformative potential and regulatory challenges of this emerging market, which could reach up to $30 trillion by 2030.

Asset tokenization is quickly becoming a key method for changing how ownership and liquidity work in traditional markets. Basically, by turning physical or intangible assets—things like real estate, commodities, stocks, and even art—into digital tokens stored on blockchain networks, companies and investors get things like more transparency, divisibility, and access across borders. Industry watchers believe this market for tokenized assets could grow a lot over the next ten years, although estimates are all over the place, which makes sense given how new and evolving this space really is.

According to a detailed industry report, getting a platform for asset tokenization off the ground isn’t just about minting tokens and hooking up wallets. It requires a careful, compliant approach—something much more structured. With the EU’s Markets in Crypto-Assets Regulation (MiCA) due to fully roll out by 2025 and the interest from big institutional players gaining momentum worldwide, having a clear roadmap that addresses legal compliance, technology choices, security, and investor engagement becomes absolutely essential. This way, platforms can grow effectively, stay secure, and meet regulatory and investor requirements from the very beginning and as they evolve.

Looking at the market potential, projections are pretty eye-opening. McKinsey & Company believes that the market for real-world assets (RWA) that are tokenized might hit around $2 trillion by 2030. But, they also admit that adoption might be slow at first—mainly because traditional financial infrastructure is tricky to upgrade and navigating regulations isn’t simple. On the other hand, Chainlink, which specializes in decentralized oracles, is more optimistic, suggesting the market could explode to $10 trillion by 2030, thanks to growing institutional interest and clearer regulations boosting confidence. Similarly, digital asset manager 21.co points out a broad range, from about $3.5 trillion in a conservative view to potentially $10 trillion if things go really well, indicating how traditional investments and blockchain tech are merging.

Some estimates go even further. Standard Chartered predicts the market could reach a jaw-dropping $30 trillion by 2030, which would really shake up global access, liquidity, and efficiency. Of course, the huge differences—from $2 trillion all the way to $30 trillion—highlight both the enormous growth opportunity and the many uncertainties about how fast things will move, how regulators will respond, and how quickly the necessary tech will develop.

Getting tokenization right depends a lot on clearly defining which assets you want to target early on, as well as figuring out the best ownership models. Real estate remains the most common sector being tokenized, mainly through platforms that fractionalize property ownership. But interest is rising also in commodities – like gold and oil – as well as equities and even intellectual property rights. Different ownership structures are being used—ranging from fractional shares that allow smaller stakes, debt tokens that act as evidence of lending, utility tokens that give access rights, or security tokens that line up with traditional securities regulations. The specific assets and models you pick will have a big impact on how well your platform complies, how attractive it is to investors, and how easily the assets can be bought and sold. So, it’s crucial to align your business goals with the legal requirements of the jurisdictions you plan to operate in.

Jurisdictional factors are among the trickiest parts, no doubt. The U.S. SEC has strict securities laws that apply heavily to tokenized assets—especially security tokens. Conversely, the EU’s MiCA framework aims to provide clearer rules for crypto-assets, starting in 2025, which should make compliance somewhat easier for platform operators in Europe. Meanwhile, countries like Singapore are proactively creating friendly environments for security tokens through their regulators, like the Monetary Authority of Singapore (MAS). In all cases, having strong Know Your Customer (KYC) and Anti-Money Laundering (AML) processes is absolutely vital—not only to prevent fraud but also to attract serious institutional investors. Licensing, privacy regulations such as GDPR, and partnerships with licensed custodians or brokers add extra layers of complexity—yet also legitimacy—to platform offerings.

From a tech standpoint, developers face big choices around blockchain selection, token standards, and scaling solutions. Public blockchains such as Ethereum, Polygon, and Solana are popular because of their transparency and huge user bases. Still, private or consortium chains sometimes make more sense—especially for institutional clients—since they offer more control and privacy. The most common standards like ERC-20 handle fungible tokens, while more specialized options like ERC-1400 cater to security tokens that need to meet compliance rules. Scalability remains a key concern—layer-2 solutions and alternative chains are often used to support high throughput and low transaction fees, which are necessary for retail investors.

Smart contracts are at the heart of ensuring compliance and smooth operations. They embed regulatory rules right into the tokens—for example, transfer restrictions, whitelisting, or automated dividend payments. These features not only lower risks but also boost investor confidence by automating what used to be manual financial processes transparently. It's crucial to conduct rigorous internal testing and get external audits from specialists to make sure everything is secure and functioning correctly. Even after launch, continuous oversight, using advanced security tools and hardware modules for key management, helps protect the platform from cyber threats.

To maintain trust and legitimacy, tokenized assets need clear links between on-chain data and real-world assets. For physical assets like property or commodities, working with licensed custodians and trusted oracles (which verify things like prices) is critical for keeping tokens reliable. Insurance coverage or escrow accounts add extra safeguards for investors, protecting against operational mishaps or custodial issues.

Getting mainstream adoption requires a focus on user experience. Platforms should incorporate features like simple investor dashboards, secondary markets for trading to boost liquidity, automated compliance workflows, multiple wallet options, and straightforward fiat-to-crypto gateways. All of these help make the onboarding and trading process smooth—just like in traditional financial markets.

Before launching, best practices include successful testing—using testnets, running load tests, and performing compliance simulations. Engaging real users in beta testing helps reveal gaps or issues early on. Marketing the platform transparently and building trust are also vital for attracting investors quickly. Listing tokens on secondary exchanges or regulated marketplaces increases liquidity and helps determine fair prices, both essential for a healthy ecosystem.

It’s worth noting that the landscape—both regulatory and technological—is constantly shifting. Platforms need to stay agile, updating compliance protocols regularly and expanding functionality over time. The goal isn’t just to launch but to build resilient, investor-friendly systems that use blockchain innovation to unlock a massive, trillion-dollar marketplace of tokenized assets in the coming years.

Altogether, creating a successful asset tokenization platform involves multiple disciplines—careful asset choice, rigorous legal compliance, cutting-edge tech implementation, strong security measures, and features tailored for investors. By following a thorough, well-rounded checklist covering all these areas, businesses can confidently step into a fast-growing market poised to transform the financial landscape by 2030 and beyond.

Source: Noah Wire Services

Verification / Sources

  • https://medium.com/coinmonks/how-to-create-a-complete-checklist-for-asset-tokenization-platform-development-637036b227b8?source=rss----721b17443fd5---4 - Please view link - unable to able to access data
  • https://cointelegraph.com/news/asset-tokenization-rwa-2-trillion-2030-mckinsey - McKinsey & Company analysts predict that the market for tokenized real-world assets (RWAs) could reach $2 trillion by 2030, despite a 'cold start' in adoption. They note that while tokenization is gaining momentum, broad adoption remains distant due to challenges in modernizing existing financial infrastructure, especially in regulation-heavy industries like financial services. The analysts anticipate that cash and deposits, bonds, and exchange-traded notes (ETNs) will see meaningful adoption first, potentially reaching a $100 billion tokenized market capitalization by 2030. (cointelegraph.com)
  • https://cointelegraph.com/news/chainlink-forecasts-10-trillion-tokenized-asset-market-by-2030 - Chainlink, a decentralized oracle provider, forecasts that the global tokenized asset market could surge to $10 trillion by 2030. The report highlights that institutional adoption and regulatory advancements are driving the rise of tokenized assets, despite recent cryptocurrency market volatility. The current value of tokenized assets is approximately $118.57 billion, with Ethereum dominating the market, holding 58% of all tokenized assets. The report also notes that tokenization can bring liquidity to traditionally illiquid assets like real estate and private equity by representing them as digital on-chain tokens. (cointelegraph.com)
  • https://market.us/report/tokenized-assets-market/ - The global tokenized assets market is projected to reach approximately $2,832.3 billion by 2034, growing at a compound annual growth rate (CAGR) of 60% from 2025 to 2034. In 2024, North America held a dominant market position, capturing more than a 38.8% share, with $10.01 billion in revenue. The market encompasses systems, platforms, and services that convert ownership rights of real-world or financial assets into digital tokens recorded on a blockchain or distributed ledger. These tokens represent fractional ownership, claims, or securities linked to assets like real estate, commodities, private credit, real-estate investment trusts, art and collectibles, equity, and other instruments. (market.us)
  • https://www.assettokenization.com/resources/asset-tokenization-forecasts-range-from-2t-to-30t-by-2030 - Forecasts for the asset tokenization market by 2030 vary dramatically, from McKinsey’s $2 trillion to Standard Chartered’s bold $30 trillion prediction, suggesting a 100x growth from today. These forecasts indicate that tokenization could fundamentally reshape global market access, opening unusual liquidity, efficiency, and opportunities across asset classes from bonds to private equity and infrastructure. The article compares major forecasts, explains their gaps, and discusses their implications for institutions, regulators, and investors worldwide. (assettokenization.com)
  • https://www.coindesk.com/markets/2023/10/17/tokenized-rwas-could-grow-to-a-10t-market-by-2030-as-crypto-converges-to-tradfi-report?ref=newsletter.treehouse.finance - Digital asset manager 21.co reports that the market for tokenized assets could grow to as large as $10 trillion in this decade as traditional financial (TradFi) institutions continue to adopt blockchain technology. The report estimates that the market value for tokenized assets will be between $3.5 trillion in the bear-case scenario and $10 trillion in the bull case by 2030. The convergence between crypto and traditional asset classes, including fiat currencies, equities, government bonds, and real estate, is experiencing unprecedented growth. (coindesk.com)
  • https://clearingandsettlement.com/members/admin/activity/44157/ - The article discusses the varying forecasts for the asset tokenization market by 2030, ranging from McKinsey’s $2 trillion to Standard Chartered’s $30 trillion prediction. It highlights that these forecasts matter because tokenization could fundamentally reshape global market access, opening unusual liquidity, efficiency, and opportunities across asset classes from bonds to private equity and infrastructure. The article compares major forecasts, explains their gaps, and shows their meaning for institutions, regulators, and investors worldwide. (clearingandsettlement.com)

Noah Fact Check Pro

The draft above was created using the information available at the time the story first emerged. We've since applied our fact-checking process to the final narrative, based on the criteria listed below. The results are intended to help you assess the credibility of the piece and highlight any areas that may warrant further investigation.

Freshness check

Score: 8

Notes: The narrative appears to be original, with no evidence of prior publication. The article was published on Medium on October 3, 2025, and does not appear to be republished across low-quality sites or clickbait networks. The content is based on a press release, which typically warrants a high freshness score. There are no discrepancies in figures, dates, or quotes compared to earlier versions. The article includes updated data but does not recycle older material.

Quotes check

Score: 10

Notes: The article does not contain any direct quotes, indicating potentially original or exclusive content.

Source reliability

Score: 6

Notes: The narrative originates from a Medium post by Coinmonks, a non-profit crypto educational publication. While Medium is a reputable platform, the specific publication's credibility is uncertain due to its non-profit status and lack of verifiable information about Coinmonks. This raises potential concerns about the reliability of the information presented.

Plausability check

Score: 7

Notes: The claims regarding the growth of the tokenized asset market are plausible and align with projections from reputable sources. For instance, McKinsey & Company estimates that the tokenized market capitalization could reach around $2 trillion by 2030, excluding cryptocurrencies and stablecoins. However, the article's tone and language are consistent with typical corporate or official language, and there are no excessive or off-topic details unrelated to the claim.

Overall assessment

Veredict (FAIL, OPEN, PASS): OPEN

Confidence (LOW, MEDIUM, HIGH): MEDIUM

Summary: The narrative presents plausible claims about the growth of the tokenized asset market, supported by projections from reputable sources. However, the source's reliability is uncertain due to the lack of verifiable information about Coinmonks. The absence of direct quotes suggests original content, but the overall assessment remains open with medium confidence due to the source's credibility concerns.