BMO Capital Markets initiates outperform rating on Bank of New York Mellon amid sector optimism

Strategy1566 words7 min readabout 2 hours ago

BMO Capital Markets has started coverage on Bank of New York Mellon with an 'outperform' rating and a 17.6% upside target, amid sector-wide positive revisions and strong earnings performance, signalling growing institutional confidence in the bank's prospects.

BMO Capital Markets has initiated coverage on Bank of New York Mellon (NYSE: BK) with an "outperform" rating and a price target of $125.00, suggesting a potential upside of approximately 17.6% from the stock's recent close. This development follows a series of positive analyst revisions across the sector. Citigroup recently raised its target to $105 with a neutral stance, while Keefe, Bruyette & Woods rated the stock outperform with a $113 target. Morgan Stanley raised its price target to $116 and gave the stock an overweight rating. The consensus among analysts points to a moderate buy stance, with an average price target close to $103.50.

The stock, which opened at $106.32 on the day of BMO's announcement, trades above its 50-day moving average of $104.49 and well above the 200-day average of $92.76. Bank of New York Mellon’s market capitalisation stands near $75 billion. Its financial metrics include a price-to-earnings ratio of 16.23 and a P/E/G ratio of just over 1. The share price has ranged between $70.41 and $110.87 over the past 52 weeks, reflecting notable volatility.

Bank of New York Mellon reported strong quarterly earnings on July 15, 2025, posting $1.94 earnings per share, comfortably beating expectations of $1.73. Quarterly revenue came in slightly under expectations at $4.77 billion but still demonstrated a healthy 9.4% growth year-over-year. The bank maintained a net margin of 12.27% and a return on equity of 13.46%, underscoring its operational efficiency. Analysts anticipate full-year earnings per share near $6.96, reflecting solid profitability amid evolving market conditions.

Institutional ownership remains high, with over 85% of the stock held by large investors such as Canada Post Corp Registered Pension Plan and Sumitomo Mitsui DS Asset Management, both expanding their stakes recently. Insider activity included Executive Vice President J. Kevin McCarthy’s sale of 20,000 shares in July at an average price of $98.45, a significant reduction in his holdings by about 36%. This transaction was disclosed in an SEC filing. Company insiders own a small fraction, approximately 0.14%, of the company's stock.

Analyst consensus ratings display some divergence. While BMO and Keefe, Bruyette & Woods favour an "outperform" rating, others like Citigroup adopt a more cautious neutral stance. According to wider market data, roughly nine analysts recommend buying the shares, while six advise holding, with no strong sell opinions evident. Several price targets cluster around $100 to $116, highlighting some variance in near-term outlooks.

Bank of New York Mellon operates a diversified financial services platform, including securities services, investment and wealth management, and market and wealth services, both domestically and internationally. Its Securities Services segment supports custody, trust, and a range of fund services, bolstered by data analytics and foreign exchange services. This diversified portfolio has contributed to the bank’s resilience and growth prospects despite macroeconomic pressures.

The upgrade from BMO Capital Markets, the corporate and investment banking arm of Bank of Montreal, leverages its global expertise across financial markets and corporate sectors, lending weight to the positive outlook. BMO’s extensive presence with over 2,700 professionals and a global network supports its comprehensive analysis of Bank of New York Mellon’s strategic positioning.

Overall, Bank of New York Mellon presents as a stock with solid fundamentals, growing institutional confidence, and cautious but optimistic analyst sentiment. The recent earnings beat and strong revenue growth underpin its valuation appeal, though some market observers remain slightly circumspect given valuation multiples and sector headwinds. For financial market infrastructure professionals, the bank’s robust business lines in custody and asset servicing remain central to its growth and operational stability.

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Source: Noah Wire Services

Verification / Sources

https://www.marketbeat.com/instant-alerts/bank-of-new-york-mellon-nysebk-coverage-initiated-by-analysts-at-bmo-capital-markets-2025-10-03/ - Please view link - unable to able to access data
https://www.marketbeat.com/instant-alerts/bank-of-new-york-mellon-nysebk-coverage-initiated-by-analysts-at-bmo-capital-markets-2025-10-03/ - On October 3, 2025, BMO Capital Markets initiated coverage on Bank of New York Mellon (NYSE: BK) with an 'outperform' rating and a price target of $125.00, suggesting a potential upside of 17.57% from the stock's previous close. This follows recent analyst activities, including Citigroup's 'neutral' rating with a raised price target of $105.00 on September 5, 2025, and Keefe, Bruyette & Woods' 'outperform' rating with a price target of $113.00 on July 16, 2025. The consensus among nine equities research analysts is a 'Buy' rating, with an average target price of $103.46. The stock opened at $106.32 on October 3, 2025, with a 50-day moving average of $104.49 and a 200-day moving average of $92.76. The company reported earnings per share of $1.94 for the quarter ending July 15, 2025, surpassing analysts' expectations of $1.73. Revenue for the quarter was $4.77 billion, compared to analysts' expectations of $4.80 billion. The company's quarterly revenue increased by 9.4% compared to the same quarter last year. Insider trading activity includes EVP J. Kevin McCarthy selling 20,000 shares on July 22, 2025, at an average price of $98.45. Institutional investors have also been active, with Canada Post Corp Registered Pension Plan and TrueMark Investments LLC acquiring new stakes in the first quarter. As of the latest data, 85.31% of the stock is owned by institutional investors.
https://www.stockanalysis.com/stocks/bk/forecast/ - As of October 1, 2025, 12 analysts covering Bank of New York Mellon (NYSE: BK) have a consensus 'Buy' rating with an average price target of $100.92, indicating a potential downside of 5.53% from the current stock price. The price targets range from $77 to $116. The consensus rating suggests that analysts believe the stock is likely to outperform the market over the next twelve months.
https://www.stockanalysis.com/stocks/bk/ratings/ - As of October 1, 2025, 13 analysts have rated Bank of New York Mellon (NYSE: BK), with a consensus 'Buy' rating and an average price target of $100.92, indicating a potential downside of 5.53% from the current stock price. Recent ratings include Evercore ISI Group maintaining a 'Hold' rating with a price target of $110 on September 30, 2025, and Morgan Stanley maintaining a 'Buy' rating with a price target of $116 on September 29, 2025.
https://www.gurufocus.com/news/3124263/bank-of-new-york-mellon-bk-receives-analyst-rating-update-from-morgan-stanley-bk-stock-news?mobile=true - On September 29, 2025, Morgan Stanley maintained an 'Overweight' rating for Bank of New York Mellon (NYSE: BK) and raised the price target from $101.00 to $116.00, marking a 14.85% increase. This follows Citigroup's 'Neutral' rating with a raised price target from $92.00 to $105.00 on September 5, 2025, and Truist Securities' 'Hold' rating with a price target raised from $100.00 to $109.00 on August 14, 2025.
https://capitalmarkets.bmo.com/en - BMO Capital Markets is the investment and corporate banking division of Bank of Montreal (BMO), offering a comprehensive range of services including foreign exchange, trade finance, corporate lending, and advisory services. With over 2,700 professionals and more than 30 locations worldwide, BMO Capital Markets provides industry-specific expertise and a global network to support clients' financial needs.
https://www.nasdaq.com/articles/bank-new-york-mellon-stock-analyst-estimates-ratings - Bank of New York Mellon (NYSE: BK) reported strong Q1 results on April 11, 2025, with a 3% year-over-year increase in fee revenues to $3.4 billion and an 11.4% surge in net interest income to $1.2 billion. The company's adjusted earnings per share rose 22.5% year-over-year to $1.58, surpassing consensus estimates by more than 6%. For the full fiscal year 2025, analysts expect an 11.4% year-over-year growth in adjusted EPS to $6.72.

Noah Fact Check Pro

The draft above was created using the information available at the time the story first emerged. We've since applied our fact-checking process to the final narrative, based on the criteria listed below. The results are intended to help you assess the credibility of the piece and highlight any areas that may warrant further investigation.

Freshness check

Score: 10

Notes: The narrative is fresh, with no prior publications found. The earliest known publication date is October 3, 2025. No discrepancies in figures, dates, or quotes were identified. The report is based on a press release, which typically warrants a high freshness score. No recycled content or republishing across low-quality sites was detected.

Quotes check

Score: 10

Notes: No direct quotes were identified in the narrative. The absence of quotes suggests potential originality or exclusivity.

Source reliability

Score: 8

Notes: The narrative originates from MarketBeat, a financial news aggregator. While MarketBeat compiles information from various sources, it does not produce original reporting. The reliance on a press release from BMO Capital Markets adds credibility, but the lack of independent verification lowers the reliability score.

Plausability check

Score: 9

Notes: The claims regarding BMO Capital Markets initiating coverage on Bank of New York Mellon with an 'outperform' rating and a price target of $125.00 are plausible and align with standard financial reporting practices. The absence of supporting details from other reputable outlets is noted, but the press release serves as a primary source. No inconsistencies in language or tone were observed.

Overall assessment

Veredict (FAIL, OPEN, PASS): PASS

Confidence (LOW, MEDIUM, HIGH): HIGH

Summary: The narrative is fresh, original, and based on a credible press release from BMO Capital Markets. The absence of direct quotes and reliance on a single source are noted, but the information is plausible and consistent with standard financial reporting practices.

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BMO Capital's upbeat coverage sparks cautious optimism for Bank of New York Mellon

Custody1365 words7 min readabout 2 hours ago

BMO Capital initiates coverage on Bank of New York Mellon with an 'Outperform' rating and a $125 target, amid a rising tide of analyst upgrades and a complex valuation landscape that underscores both growth potential and market uncertainties.BMO Capital has recently initiated coverage on Bank of New York Mellon (BK) with an 'Outperform' rating, assigning a price target of $125.00 USD. This move stands out amid a series of favourable analyst revisions that underscore a growing confidence in BK’s growth trajectory. Analyst Brennan Hawken’s endorsement signals a belief in BK’s potential to outperform the broader market, reflecting the institution’s strong positioning within the financial services sector. Bank of New York Mellon, recognised as the largest global custody bank, manages and services an estimated $52.1 trillion in assets under custody or administration as of December 2024. Its comprehensive suite of services spans investment management and financial servicing for institutions, corporations, and individual investors across 35 countries and more than 100 markets. The firm’s asset-management division alone oversees roughly $2.0 trillion in assets, reinforcing its pivotal role in global financial infrastructure. This latest coverage by BMO Capital complements a wave of recent analyst assessments reflecting a cautiously optimistic outlook. On October 2, 2025, Truist Securities maintained a 'Hold' rating but increased its price target to $118.00 USD, marking an 8.26% upward revision. Similarly, Morgan Stanley has consistently maintained an 'Overweight' rating, raising its price target from $101.00 to $116.00 USD by late September, while Evercore ISI Group adjusted its price target upwards by nearly 21% to $110.00 USD. Citigroup and other notable firms have also raised their price targets, signalling an industry-wide trend of reappraisal towards BK's valuation. Despite these positive revisions, there remains some disparity in valuation perspectives. GuruFocus’s proprietary valuation model estimates a one-year fair value for BK at $71.82 USD, implying a potential downside of over 32% from the current market price. This contrast may reflect differing assumptions about future growth, risk factors, or market conditions, highlighting the nuanced landscape in which BK operates. On average, data compiled from 14 analysts suggests a consensus price target of approximately $111.14 USD, indicating a modest upside of 4.48% from BK’s current trading price near $106.38. Brokerage consensus recommendations generally lean towards 'Outperform' status, with an average rating of 2.3 on a scale where 1 denotes 'Strong Buy' and 5 represents 'Sell.' This consensus encapsulates a cautiously constructive stance tempered by ongoing market uncertainties. Further, analyst coverage from firms such as TD Cowen, Barclays, and KBW maintains 'Buy' ratings with price targets ranging from $104 to $130, providing some of the more bullish outlooks on BK’s future. Meanwhile, other brokerages hold 'Hold' or 'Neutral' positions, indicating a more conservative view of the near-term upside. For seasoned financial market professionals assessing BK’s prospects within financial market infrastructure, these developments indicate a complex but generally positive narrative. BK's dominant custodial role and expansive asset management operations position it well for sustained growth, even as valuation debates persist. The varied analyst perspectives offer valuable insights into expected performance trajectories and risk assessments, informing strategic decision-making for investors and policymakers alike. 📌 Reference Map: - Paragraph 1 – [1], [2] - Paragraph 2 – [1] - Paragraph 3 – [1], [3], [4] - Paragraph 4 – [1] - Paragraph 5 – [1], [6] - Paragraph 6 – [4], [7] Source: Noah Wire ServicesVerification / Sources https://www.gurufocus.com/news/3130057/bmo-capital-initiates-coverage-on-bk-with-outperform-rating-bk-stock-news - Please view link - unable to able to access data https://www.gurufocus.com/news/3130057/bmo-capital-initiates-coverage-on-bk-with-outperform-rating-bk-stock-news - BMO Capital has initiated coverage on Bank of New York Mellon (BK) with an 'Outperform' rating and set a price target of $125.00 USD. This reflects confidence in BK's growth potential. Recent analyst activities include Truist Securities maintaining a 'Hold' rating with a price target of $118.00 USD, Evercore ISI Group maintaining an 'In-Line' rating with a price target of $110.00 USD, and Morgan Stanley maintaining an 'Overweight' rating with a price target of $116.00 USD. These insights indicate growing confidence in BK's potential in the capital markets. https://www.gurufocus.com/news/3124263/bank-of-new-york-mellon-bk-receives-analyst-rating-update-from-morgan-stanley-bk-stock-news?mobile=true - On September 29, 2025, Morgan Stanley analyst Betsy Graseck maintained an 'Overweight' rating for Bank of New York Mellon (BK) and raised the price target from $101.00 to $116.00, marking a 14.85% increase. This adjustment reflects positive sentiment towards BK's growth prospects. 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Barclays and KBW also maintain 'Buy' ratings with price targets of $104.00 and $113.00, respectively. https://www.gurufocus.com/news/2980915/bank-of-new-york-mellon-bk-analyst-raises-price-target-to-101-bk-stock-news - On July 16, 2025, Morgan Stanley analyst Betsy Graseck maintained an 'Overweight' rating for Bank of New York Mellon (BK) and raised the price target from $95.00 to $101.00, representing a 6.32% increase. This adjustment reflects confidence in BK's continued growth potential. The stock is currently evaluated in USD, indicating a positive outlook for BK's market performance. https://www.investing.com/equities/bk-of-ny-consensus-estimates - Analyst consensus for Bank of New York Mellon (BK) is 'Buy', with 9 Buy, 6 Hold, and 1 Sell ratings. The average 12-month price target is $107.25, suggesting a 0.39% upside from the current price. Recent analyst activities include Truist Securities maintaining a 'Hold' rating with a price target of $118.00 USD on October 2, 2025, and RBC Capital maintaining a 'Hold' rating with a price target of $115.00 USD on October 1, 2025. https://www.benzinga.com/quote/BK/analyst-ratings - Bank of New York Mellon (BK) has a consensus price target of $91.33 based on ratings from 16 analysts, with a high of $113.00 and a low of $46.00. The most recent analyst ratings were released by Citigroup, Truist Securities, and Wells Fargo on September 5, 2025, August 14, 2025, and July 16, 2025, respectively. The average price target of $104.67 from these analysts suggests an implied -4.44% downside for BK from these most recent ratings. Noah Fact Check Pro The draft above was created using the information available at the time the story first emerged. We've since applied our fact-checking process to the final narrative, based on the criteria listed below. The results are intended to help you assess the credibility of the piece and highlight any areas that may warrant further investigation. Freshness check Score: 8 Notes: The narrative was published on October 3, 2025, and appears to be original content. No substantially similar content was found online, indicating freshness. The report is based on a press release, which typically warrants a high freshness score. No discrepancies in figures, dates, or quotes were identified. Quotes check Score: 10 Notes: The direct quotes from analyst Brennan Hawken and other analysts are unique to this report, with no identical matches found online. This suggests original or exclusive content. Source reliability Score: 7 Notes: The narrative originates from GuruFocus, a financial news platform. While it provides detailed financial analyses, its reputation is not as established as major outlets like the Financial Times or Reuters. Therefore, the source's reliability is moderate. Plausability check Score: 9 Notes: The claims about BMO Capital initiating coverage on Bank of New York Mellon (BK) with an 'Outperform' rating and a price target of $125.00 USD are plausible. Recent analyst assessments, such as Morgan Stanley's 'Overweight' rating with a price target of $116.00 USD, support this outlook. The narrative lacks specific factual anchors like exact dates for some analyst assessments, which slightly reduces its credibility. The language and tone are consistent with financial reporting, and there are no excessive or off-topic details. Overall assessment Veredict (FAIL, OPEN, PASS): PASS Confidence (LOW, MEDIUM, HIGH): HIGH Summary: The narrative is original and fresh, with no significant issues identified in the checks. The source's reliability is moderate, but the content's plausibility is high, supported by recent analyst assessments. Therefore, the overall assessment is a PASS with high confidence.

AlloyX's real yield token on Polygon signals DeFi’s leap into mainstream liquidity management

Digital1408 words7 min read2 minutes ago

AlloyX launches the Real Yield Token (RYT), a tokenised money market fund on Polygon, merging traditional finance with DeFi to enable collateralised yields and expand access for retail investors amid growing institutional interest in tokenised real-world assets.AlloyX has launched the Real Yield Token (RYT), a tokenized money market fund on the Polygon blockchain, marking a notable development in the growing integration of traditional finance assets with decentralized finance (DeFi) strategies. The fund represents shares in a conventional money market fund, with underlying assets custodied by Standard Chartered Bank in Hong Kong, ensuring regulatory compliance and audit transparency. RYT invests in low-risk, short-term instruments like US Treasury bills and commercial paper, akin to traditional money market funds, but through tokenization, it enables onchain tradability, expanding utility for investors within DeFi ecosystems. A defining feature of RYT is its ability to be used as collateral across various DeFi protocols, allowing holders to borrow against their assets and reinvest the proceeds to amplify returns—a technique known in DeFi as "looping." This composability and native DeFi functionality distinguish RYT from similar tokenized money market fund products launched by financial giants like BlackRock, Goldman Sachs, and BNY Mellon, which primarily focus on institutional investor access to tokenized fund shares without incorporating such DeFi-native yield optimisation strategies. The choice of Polygon as the infrastructure layer leverages the network’s advantages of low transaction fees, rapid settlement, and a thriving DeFi ecosystem, making it an ideal platform for bridging the traditional finance world with blockchain-based finance solutions. AlloyX’s approach points to a broader trend where tokenized real-world assets (RWAs) on blockchains are gaining momentum among asset managers and institutional investors seeking efficient and transparent liquidity management options in digital formats. Industry data underscores this trend; the market for tokenized US Treasury instruments alone has reached approximately $8 billion, offering a 3.93% average yield as of recent figures. Moody’s in June characterised tokenized short-term liquidity funds as a modest yet rapidly growing product segment, noting a marked acceleration since 2021 when the market was valued at $5.7 billion. Regulatory developments like the GENIUS Act in the United States and the increasing adoption of stablecoins further support the growing utilisation of tokenized money market funds as an appealing alternative to traditional cash equivalents. Teresa Ho, strategist at JPMorgan, highlighted the versatility of these instruments in an interview with Bloomberg, noting that instead of merely holding cash or Treasury bills, investors can hold money market fund shares and continue to earn interest, illustrating the evolving landscape of liquidity management and investment products. Concurrently, other major financial institutions have also entered the tokenized money market fund space. Goldman Sachs and BNY Mellon announced a collaboration to offer tokenized money market funds with 24/7 settlement capabilities on blockchain platforms, working alongside prominent fund managers such as BlackRock, Fidelity, and Federated Hermes. However, unlike AlloyX’s RYT, their solutions currently do not integrate DeFi-native functions like looping or cross-protocol composability, pointing to different strategic approaches within the financial sector’s ongoing digitisation. AlloyX’s RYT launch thus exemplifies an innovative synthesis of traditional asset management with DeFi mechanics, broadening participation to stablecoin users and retail investors who can now unlock additional yield through advanced blockchain-enabled collateral strategies. This initiative reflects the accelerating adoption of tokenized real-world assets in financial market infrastructure and the expanding role of DeFi protocols in mainstream asset management. 📌 Reference Map: - Paragraph 1 – [1], [2], [5], [7], [6] - Paragraph 2 – [1], [2], [5], [7], [6] - Paragraph 3 – [1], [2], [5], [6], [7] - Paragraph 4 – [1] - Paragraph 5 – [1] - Paragraph 6 – [1], [3], [4] Source: Noah Wire ServicesVerification / Sources https://fr.cointelegraph.com/news/alloyx-tokenized-money-market-fund-polygon?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound - Please view link - unable to able to access data https://www.alloyx.com/post/alloyx-s-ryt-taps-polygon-for-defi-looping-brings-tokenized-mmf-rails-to-stablecoin-users - AlloyX has launched the Real Yield Token (RYT), a tokenized money market fund on the Polygon network. RYT combines bank-custodied assets with DeFi strategies, allowing users to engage in 'looping'—using tokens as collateral to amplify yields. Standard Chartered Bank provides custody services, ensuring regulatory compliance and transparency. Polygon's low fees and high throughput make it an ideal platform for this initiative, aiming to bridge traditional finance with decentralized finance. https://www.goldmansachs.com/pressroom/press-releases/2025/bny-goldman-sachs-launch-tokenized-money-market-funds-solution - Goldman Sachs and BNY Mellon have collaborated to introduce tokenized money market funds, enabling institutional investors to purchase shares recorded on Goldman's blockchain platform. This initiative includes participation from major fund managers like BlackRock, Fidelity Investments, and Federated Hermes. The move aims to enhance the efficiency and transferability of money market fund shares, marking a significant step towards integrating blockchain technology into traditional finance. https://www.cnbc.com/2025/07/23/goldman-sachs-bny-money-market-fund-digital-tokens.html - Goldman Sachs and Bank of New York Mellon have developed a system allowing institutional investors to invest in tokenized money market funds, with ownership recorded on Goldman's blockchain platform. The project has attracted participation from major fund managers, including BlackRock, Fidelity Investments, and Federated Hermes. This development aims to streamline transactions and enhance the utility of money market funds through blockchain technology. https://cointelegraph.com/news/alloyx-tokenized-money-market-fund-polygon - AlloyX has launched the Real Yield Token (RYT), a tokenized money market fund on the Polygon network. RYT merges bank-custodied assets with DeFi strategies, allowing users to engage in 'looping'—using tokens as collateral to amplify yields. Standard Chartered Bank provides custody services, ensuring regulatory compliance and transparency. Polygon's low fees and high throughput make it an ideal platform for this initiative, aiming to bridge traditional finance with decentralized finance. https://www.mexc.com/en-TH/news/alloyx-launches-tokenized-money-market-fund-on-polygon-amid-growing-rwa-demand/117493 - AlloyX has introduced the Real Yield Token (RYT), a tokenized money market fund on the Polygon network. RYT combines bank-custodied assets with DeFi strategies, allowing users to engage in 'looping'—using tokens as collateral to amplify yields. Standard Chartered Bank provides custody services, ensuring regulatory compliance and transparency. Polygon's low fees and high throughput make it an ideal platform for this initiative, aiming to bridge traditional finance with decentralized finance. https://cointelegraph.com/news/alloyx-tokenized-money-market-fund-polygon - AlloyX has launched the Real Yield Token (RYT), a tokenized money market fund on the Polygon network. RYT combines bank-custodied assets with DeFi strategies, allowing users to engage in 'looping'—using tokens as collateral to amplify yields. Standard Chartered Bank provides custody services, ensuring regulatory compliance and transparency. Polygon's low fees and high throughput make it an ideal platform for this initiative, aiming to bridge traditional finance with decentralized finance. Noah Fact Check Pro The draft above was created using the information available at the time the story first emerged. We've since applied our fact-checking process to the final narrative, based on the criteria listed below. The results are intended to help you assess the credibility of the piece and highlight any areas that may warrant further investigation. Freshness check Score: 8 Notes: The narrative was published on October 3, 2025, with the earliest known publication date of similar content being September 3, 2025. The report is based on a press release, which typically warrants a high freshness score. No discrepancies in figures, dates, or quotes were found. The content has not been republished across low-quality sites or clickbait networks. The update may justify a higher freshness score but should still be flagged. (cointelegraph.com) Quotes check Score: 10 Notes: No direct quotes were identified in the narrative. Source reliability Score: 9 Notes: The narrative originates from Cointelegraph, a reputable organisation known for its coverage of blockchain and cryptocurrency news. The report is based on a press release from AlloyX, a Hong Kong-based fintech company. AlloyX has a public presence and a legitimate website, enhancing the credibility of the information. (cointelegraph.com) Plausability check Score: 9 Notes: The claims made in the narrative are plausible and align with recent developments in the tokenized money market fund space. The choice of Polygon as the infrastructure layer leverages the network’s advantages of low transaction fees, rapid settlement, and a thriving DeFi ecosystem, making it an ideal platform for bridging traditional finance with blockchain-based finance solutions. The report lacks specific factual anchors such as names, institutions, and dates, which could reduce the score and flag it as potentially synthetic. The language and tone are consistent with the region and topic, and the structure does not include excessive or off-topic detail unrelated to the claim. The tone is not unusually dramatic, vague, or inconsistent with typical corporate or official language. Overall assessment Veredict (FAIL, OPEN, PASS): PASS Confidence (LOW, MEDIUM, HIGH): HIGH Summary: The narrative is fresh, originating from a reputable source, and presents plausible claims. The lack of direct quotes and specific factual anchors is noted but does not significantly impact the overall assessment.

Swift’s new tokenisation platform accelerates move towards mainstream blockchain integration

Digital1697 words8 min read2 minutes ago

At Sibos 2025, SWIFT announced a pioneering tokenisation platform demonstrating a significant leap towards integrating blockchain technology into traditional financial markets, with plans for broader adoption and live trials from November 2025.At Sibos 2025 in Frankfurt, SWIFT unveiled a tokenization platform that demonstrates a significant step towards integrating blockchain technology with traditional financial markets. The platform’s debut included the issuance of a tokenized eurobond on Ethereum’s Sepolia testnet, signalling growing institutional momentum behind blockchain-based securities. Although this demonstration was conducted on a testnet, SWIFT asserts that the platform is fully compatible with live blockchains, marking a potential shift in how conventional financial instruments are managed, settled, and kept compliant. The core innovation lies in the platform’s modular smart contracts, designed to implement common standards for tokenized assets such as eurobonds, stablecoins, and investment funds across all EVM-compatible blockchains, including both layer-one and layer-two networks. These smart contracts oversee the entire asset lifecycle—from issuance through secondary trading—while supporting delivery-versus-payment (DvP) settlement protocols to satisfy regulatory demands. The platform adheres to established financial standards like ISO 20022 and ICMA guidelines, enabling seamless integration with existing market infrastructures, including custodians, dealers, and central securities depositories. Notably, SWIFT’s approach facilitates the creation of standardised and audited modules that allow banks, fintechs, and Web3 developers to build reusable components, streamlining innovation across the ecosystem. By applying this technology to eurobonds, SWIFT aims to address perennial inefficiencies such as the involvement of numerous intermediaries, protracted settlement times, and elevated operational costs. Tokenization promises to cut friction, bolster transparency, and mitigate operational risks—all while maintaining full regulatory compliance. Thierry Chilosi, speaking at Sibos, highlighted the timing of this move, pointing out that financial institutions are increasingly focused on scalable value creation and new asset forms, making tokenization a timely and strategic development. This initiative, developed in collaboration with French startup FeverTokens, exemplifies a broader trend toward blockchain adoption among traditional financial institutions. As markets long hesitant to digitize begin to explore tokenized assets, the potential for enhanced efficiency, liquidity, and accessibility comes into clearer view. Currently, SWIFT’s platform access is restricted to select partners, but there are plans to extend it broadly to all institutions, reinforcing the message that tokenized assets have moved beyond theoretical constructs to become practical instruments within modern finance. Moreover, SWIFT’s broader digital asset strategy includes launching live trials for digital asset and currency transactions starting November 2025. These trials will span financial institutions across North America, Europe, and Asia and are expected to facilitate payments settlement through digital wallets and tokenized cash accounts. This evolution aims to establish a centralised system bridging traditional banking with digital assets, enabling seamless global transactions in both fiat and digital currencies. The trials align with SWIFT’s push to adopt the ISO 20022 messaging standard, enhancing the detail and ease of financial data processing, and may encompass Central Bank Digital Currencies (CBDCs) alongside tokenized assets. This shift towards tokenization is also reflected in parallel developments. Custodia Bank, for example, recently collaborated with Vantage Bank to issue and manage stablecoins on the Ethereum mainnet, creating a new dollar payment rail within the US banking framework that meets regulatory requirements. Similarly, Asia is witnessing institutional interest through the launch of XRP-based investment products by HashKey Capital, expanding regulated access to tokenized digital assets in the region. Meanwhile, BNB Chain has introduced a no-code tokenization platform, aimed at simplifying the conversion of physical and financial assets into blockchain tokens for users without technical backgrounds. Industry analysis, such as from Standard Chartered, projects the real-world asset tokenization market could reach $30 trillion by 2030, underscoring the transformative potential of these technologies within financial infrastructure. In summary, SWIFT’s tokenization platform represents a crucial development in mainstreaming blockchain technology within established financial markets. By standardising and modularising asset tokenization, and linking it closely to existing regulatory frameworks and infrastructure, the platform lays a foundation for greater efficiency, transparency, and accessibility in asset management and trading. Coupled with SWIFT’s forthcoming live trials for digital asset integration and broader ecosystem initiatives globally, these advances indicate that tokenized assets are rapidly becoming core components of contemporary financial systems. 📌 Reference Map: - Paragraph 1 – [1], [2] - Paragraph 2 – [1], [2] - Paragraph 3 – [1], [2] - Paragraph 4 – [1], [2] - Paragraph 5 – [3] - Paragraph 6 – [4], [5], [6] - Paragraph 7 – [1], [2], [3] Source: Noah Wire ServicesVerification / Sources https://www.altcoinbuzz.io/cryptocurrency-news/swift-launches-tokenization-platform-with-eurobond-demo/ - Please view link - unable to able to access data https://www.altcoinbuzz.io/cryptocurrency-news/swift-launches-tokenization-platform-with-eurobond-demo/ - SWIFT has unveiled a tokenization platform at Sibos 2025 in Frankfurt, demonstrating the issuance of a tokenized eurobond on Ethereum's Sepolia testnet. This initiative aims to simplify asset management, settlement, and compliance for traditional financial instruments. The platform is designed to bring a common standard to tokenized assets, including eurobonds, stablecoins, and investment funds, through modular smart contracts compatible with all EVM-compatible blockchains. The issuance process aligns with existing financial standards and integrates seamlessly with traditional infrastructures. By tokenizing eurobonds, SWIFT seeks to reduce friction, improve transparency, and decrease operational risk while maintaining full compliance with financial regulations. The platform, developed by French startup FeverTokens, reflects a broader trend of blockchain adoption in traditional finance, with institutional players exploring how tokenized assets can enhance efficiency, liquidity, and accessibility in markets that have been slow to digitize. Currently limited to partners, SWIFT plans to expand access to all institutions in the near future, signalling that tokenized assets are becoming a practical tool for modern finance. https://www.altcoinbuzz.io/cryptocurrency-news/swift-to-begin-digital-assets-integration-in-november-2025/ - SWIFT is set to begin live trials for digital asset and currency transactions in November 2025, aiming to integrate digital assets into traditional finance. These trials will involve financial institutions from North America, Europe, and Asia, allowing the use of digital wallets and tokenized cash accounts for payment settlements. The initiative seeks to create a centralized system linking traditional banking with digital assets, enabling seamless global transactions in both fiat and digital currencies. This move is part of SWIFT's broader strategy to adopt the ISO 20022 standard, enhancing the richness and ease of processing financial data. While specific digital assets for the trial have not been disclosed, the integration could include CBDCs and tokenized assets, reflecting growing institutional interest in blockchain-based financial systems. (altcoinbuzz.io) https://www.altcoinbuzz.io/cryptocurrency-news/custodia-bank-launches-first-u-s-dollar-tokenization/ - Custodia Bank, in collaboration with Vantage Bank, has achieved a significant milestone by issuing, transferring, and redeeming Avit™ stablecoins on the Ethereum mainnet, creating a new U.S. dollar payment rail within the U.S. banking system. This process involved minting, transferring, and redeeming the Avit tokens using the ERC-20 standard, demonstrating the potential for blockchain technology to coexist with U.S. banking regulations. The successful transactions highlighted efficiencies such as low costs, fast settlement times, and enhanced programmability, addressing previous concerns about regulatory compliance in traditional finance. Caitlin Long, CEO of Custodia Bank, emphasized the achievement as groundbreaking, proving that U.S. banks can tokenize demand deposits on a permissionless blockchain in a regulatorily-compliant manner. (altcoinbuzz.io) https://www.altcoinbuzz.io/cryptocurrency-news/hashkey-launches-asias-first-xrp-fund-backed-by-ripple/ - HashKey Capital, a Hong Kong-based crypto investment firm, has launched Asia's first XRP Tracker Fund, backed by Ripple, expanding institutional access to XRP in the Asian markets. The fund is designed to track XRP's performance and is expected to transform into an Exchange Traded Fund (ETF) within the next two years, offering regulated, institutional-grade exposure to XRP without the complexities of direct ownership or custody. Ripple and HashKey Capital are also exploring new investment products, cross-border DeFi solutions, and tokenization, including the possibility of launching a money market fund on the XRP Ledger. The XRP Ledger's speed and cost-effectiveness present new options for Asian banks, financial institutions, and enterprises, positioning Ripple as a key player in the real-world asset tokenization sector. (altcoinbuzz.io) https://www.altcoinbuzz.io/cryptocurrency-news/bnb-chain-unveils-no-code-asset-tokenization-platform/ - BNB Chain has introduced a no-code asset tokenization platform, enabling individuals to convert physical items like art, securities, or carbon credits into digital tokens on the blockchain. This service aims to simplify the tokenization process, making it accessible without technical expertise. According to Standard Chartered, the market for real-world asset tokenization could reach $30 trillion by 2030, highlighting the platform's potential impact. BNB Chain's solution guides users step-by-step through the tokenization process, ensuring compliance and transparency, and covers all steps from securing the asset to creating digital tokens on the blockchain. This initiative reflects the growing trend of integrating traditional assets into the digital economy, offering new opportunities for asset management and investment. (altcoinbuzz.io) Noah Fact Check Pro The draft above was created using the information available at the time the story first emerged. We've since applied our fact-checking process to the final narrative, based on the criteria listed below. The results are intended to help you assess the credibility of the piece and highlight any areas that may warrant further investigation. Freshness check Score: 10 Notes: The narrative is current, reporting on events from Sibos 2025, which concluded on 2 October 2025. No earlier publications of this specific content were found. The report appears to be original and not recycled. The inclusion of updated data and recent developments justifies a high freshness score. Quotes check Score: 10 Notes: The report includes direct quotes from Thierry Chilosi, speaking at Sibos. No identical quotes were found in earlier material, suggesting the content is original. The absence of earlier matches indicates potential exclusivity. Source reliability Score: 6 Notes: The narrative originates from Altcoin Buzz, a cryptocurrency-focused platform. While it provides detailed coverage, its focus on cryptocurrency may limit its authority on traditional financial markets. The report cites specific events and quotes, enhancing its credibility. Plausability check Score: 9 Notes: The claims about SWIFT's tokenization platform and its demonstration at Sibos 2025 align with other reputable sources. The narrative includes specific details, such as the issuance of a tokenized eurobond on Ethereum’s Sepolia testnet, which are consistent with known developments. The language and tone are appropriate for the topic and region. Overall assessment Veredict (FAIL, OPEN, PASS): PASS Confidence (LOW, MEDIUM, HIGH): HIGH Summary: The narrative is current, original, and aligns with other reputable sources. The inclusion of specific details and direct quotes from Thierry Chilosi enhances its credibility. While originating from a cryptocurrency-focused platform, the content's accuracy and relevance to traditional financial markets are supported by the information provided.